Banking Awareness MCQ-43

Banking knowledge test IBPS cwe Clerk,SBI PO mains,Bank Exams,RRB

International Bank for Reconstruction and Development is related to ___

[A] World Bank
[B] ADB
[C] IMF
[D] Federal Bank
[E] None of these

The Bank of Calcutta, Bank of Bombay and Bank of Madras were merged in 1921 to form

[A] Reserve Bank of India
[B] Imperial Bank of India
[C] Bank of India
[D] Union Bank of India
[E] None of these

In India, Infrastructure Debt Fund can be established as a Trust or a company. Which of the following regulated the Infrastructure Debt Fund set up as a trust?

[A] SEBI
[B] RBI
[C] IRDA
[D] Ministry of Corporate Affairs
[E] IRDA

Which of the following authorities is not involved with FDI dealing?

[A] Reserve bank of India
[B] Foreign Investment Implementation Authority
[C] Securities and Exchange board of India
[D] Foreign Investment Promotion Board
[E] None of these

With which article of the Indian Constitution is Money Bill related?

[A] Article 110
[B] Article 109
[C] Article 108
[D] Article 107
[E] None of the Above

Which of the following Bank headquarters located in Chennai?

[A] Syndicate Bank
[B] IDBI Bank
[C] Bank of India
[D] Indian Overseas Bank
[E] None of these

Which of the following groups suffer the most from inflation

[A] Debtors
[B] Creditors
[C] Business class
[D] Holders of real assets
[E] None of these

Which of the following terms is used in banking and finance?

[A] Abiotic
[B] Demand Deposit
[C] Fat scales
[D] A diabetic
[E] None of these

To make KCC a Smart Card cum Debit Card, Government of India had constituted a Working Group under the Chairmanship of

[A] C. Ranga Rajan
[B] Chanda Kocchar
[C] Arundhathi Bhattacharya
[D] T.M. Bhasin
[E] None of these

The industries securities market refers to the market which deals in:

[A] Equities
[B] Debentures
[C] Treasury bills
[D] Commercial paper
[E] Only (a) and (b) as above

An Indian rupee denominated bond issued outside India is called _____

[A] Yankee bond
[B] Bulldog bond
[C] Uridashi bond
[D] Samurai bond
[E] Masala bond

Electronic Clearing Service in banks can be availed only by:

[A] Individuals
[B] Corporates
[C] Senior Citizens
[D] All of these
[E] None

In Regional rural Banks state government has shareholding of

[A] 10%
[B] 15%
[C] 35%
[D] 25%
[E] None of these

What is the term used for a deposit with a bank that locks up money for a certain period but also provides an option of premature withdrawal which may attract a penalty?

[A] Savings bank deposit
[B] Term deposit
[C] Recurring deposit
[D] Current deposit
[E] None of these

Name the country’s first small finance bank which started its operations recently?

[A] Capital Local Area Bank
[B] Disha Microfin Private Limited
[C] Au Financiers (India) Limited
[D] Ujjivan Financial Services
[E] Utkarsh Micro Finance

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