Banking Awareness MCQ-112


Banking Awareness lic,IBPS CWE Clerks,SBI PO mains,RRB,Bank Exams

How many Deputy Governors are there in RBI?

[A] 2
[B] 4
[C] 5
[D] 10
[E] None of these

Which of the following bank had its old name as ‘Dekagram Nanji Banking Company Limited’?

[A] Dhanlaxmi Bank
[B] Dena Bank
[C] Central Bank of India
[D] State Bank of Mysore
[E] None of these

TCPSL started their White Label ATMs chain under brand name____:

[A] Easecash
[B] Indicash
[C] T-Cash
[D] None of These
[E] E-Cash

Cash reserve ratio is the deposit to be held by banks with Reserve Bank of India

[A] Voluntary
[B] Mandatory
[C] Optional
[D] As decided by the chairman and managing director
[E] None of the above

The main function of an Asset Management Company is to:

[A] manage the securities of various schemes
[B] manage the funds by making investments in various types of securities
[C] manage property for the benefit of the unit holders
[D] All the above
[E] None of these

Government has infused Rs 2,229 crore into which public sector bank in lieu of preferential allotment of shares?

[A] Bandhan Bank
[B] IDBI
[C] Canara Bank
[D] SBI
[E] None of these

Slogan of Allahabad Bank is:

[A] Together We Prosper
[B] A Tradition of Trust
[C] A Long Tradition of Trust
[D] All the above
[E] None of These

Banking Ombudsman is appointed by:

[A] Reserve Bank of India
[B] Government of India
[C] Concerned State Govt, where RBI office is located
[D] Finance Minister
[E] None of the above

What is meant by a Scheduled Bank ?

[A] A Bank functioning under precision of Banking Regulation Act. 1949
[B] A Bank included in 2nd schedule of RBI Act 1934
[C] A Bank incorporated under Banking Companies Act. 1956
[D] A Bank authorised to do Banking functions
[E] None of these

Which of the following bank was the second Presidency bank of India?

[A] Presidency Bank of Calcutta
[B] Presidency Bank of Bengal
[C] Presidency Bank of Calicut
[D] Presidency Bank of Madras
[E] Presidency Bank of Bombay

The BASE III banking rules is a global, voluntary regulatory framework on bank capital adequacy, stress testing and marketing liquidity risk. It will fully kick in by _______.

[A] March 2017
[B] June 2017
[C] Sep2018
[D] March 2019
[E] June 2019

AER stands for __?

[A] Average Equivalent rate
[B] Annual Equivalent Rate
[C] Appropriate Equivalent Rate
[D] Approximate Equivalent Rate
[E] None of these

Insurance companies in India are regulated by

[A] RBI
[B] AMFI
[C] SEBI
[D] IRDA
[E] NABARD

Identify the Basel HI norms from following that, recently RBI has extended the timeline for implementation for banks in India _______.

[A] Minimum regulatory capital requirement
[B] Market discipline
[C] Holding the minimum capital to risk weighted assets ratio to 10.25%
[D] Leverage ratio to 3%
[E] All the above

Cash reserve ratio is the ____ deposit to be held by banks with Reserve Bank of India

[A] Voluntary
[B] Mandatory
[C] Optional
[D] As decided by the chairman and managing director
[E] None of these