Banking Awareness MCQ-21

Banking Aptitude MCQ RRB,IBPS cwe Clerk,Bank Exams,SBI PO mains

The Regulatory Authority for Regional Rural Banks is

[A] RBI and NABARD
[B] Central Government
[C] State Government
[D] Sponsor bank
[E] All of the above

A bond issued at a price less than its face value and payable on its due date at its face value bearing no ROI (Rate of Interest) is called______.

[A] Preference Bond
[B] Zero Coupon Bond
[C] Convertible Bond
[D] Perpetual Bond
[E] Sovereign Bond

Which of the following bank headquarters not located in Mumbai?

[A] Federal Bank
[B] Yes Bank
[C] Kotak Mahindra Bank
[D] HDFC Bank
[E] None of these

Some bank are financing projects like “Construction Roads/Bridges Etc.

[A] Developing Core Sector Industry
[B] Project Management
[C] Infrastructure Development
[D] Financial Inclusion
[E] All of these

SARFAESI Act 2002 related to

[A] Acquisition of small banks
[B] Fixation of interest rates
[C] Recovery of bad loans
[D] Regulation of foreign exchange
[E] None of these

Exchange Earners Foreign Currency (EEFC) Account provides ____

[A] Current Account
[B] SB Account
[C] Term Deposits
[D] All of these
[E] None of these

India has emerged as the world’s _____ largest startup base, according to a new report by NASSCOM

[A] Fifth
[B] Seventh
[C] First
[D] Third
[E] None of these

Which among the following is NOT a subsidiary of RBI?

[A] National Housing Bank
[B] NABARD
[C] Bharatiya Reserve Bank Note Mudran Private Limited
[D] SIDBI
[E] None of these

‘Trusted Family Bank’ – is the tagline of-

[A] Dena Bank
[B] Corporation Bank
[C] Central Bank of India
[D] Oriental Bank of Commerce
[E] None of these

Where is the head quarter of Telecom Regulatory Authority of India (TRAI)?

[A] New Delhi
[B] Gujarat
[C] Pune
[D] Bangalore
[E] None of these

To control inflationary situation in the economy, RBI can increase one or more of these monetary tool?

[A] CRR-SLR-Bank Rate
[B] SLR-CRR-Base Rate
[C] CRR-SLR-Repo Rate
[D] CRR-SLR-Reverse Repo Rate
[E] CRR-SLR-Benchmarking PLR

The Reverse Mortgage scheme is launched to give benefit to which of the following groups of society?

[A] Persons below 60 yrs
[B] Senior Citizens
[C] Unemployed youth
[D] Orphans
[E] All

Headquarters of Dhanlaxmi Bank located in

[A] Kerala
[B] Karnataka
[C] Tamil Nadu
[D] Andhra Pradesh
[E] None of these

The maturity period of recently introduced Gold Bonds is –

[A] 3 years
[B] 5 years
[C] 8 years
[D] 12 years
[E] None of these

Wholesale banking is also called

i)Corporate banking, ii)commercial banking

[A] only i.
[B] only ii.
[C] both i and ii.
[D] Cannot be determined
[E] None of these

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