Banking Awareness MCQ-24

Banking Aptitude MCQ RRB,Bank Exams,SBI PO mains,IBPS cwe Clerk

As per the Banking Ombudsman Scheme, any person can file a complaint before the Banking Ombudsman, if the satisfied reply is not received from the bank within a period of ______.

[A] 6 months
[B] 3 months
[C] 2 months
[D] 1 month
[E] 1 year

Flipkart-owned mobile payments startup PhoncPc has launched unified payments interface (DPI) based, payments app for which it has partnered with

[A] Yes Bank
[B] Federal Bank
[C] HDFC Bank
[D] ICICI Bank
[E] IDFC Bank

Goods and Service Tax, would replace which of the following taxes levied at present?

[A] Capital gains tax
[B] Corporate tax
[C] Value added tax
[D] Income tax
[E] None of these

Capital market can be divided into

[A] industrial securities market
[B] gilt edged market
[C] personal securities market
[D] both a) and b)
[E] none of the above

Which sister organization of the World Bank provides long term loans at zero interest to the poorest developing countries?

[A] Asian Development Bank
[B] MF
[C] International Developmental Association
[D] International Finance Corporation
[E] None of these

Which of the following is not Non Commercial Bank ?

[B] National Housing Bank
[E] None of these

What is the Cash Reserve Ratio (CRR) at present?

[A] 4%
[B] 4.25%
[C] 4.50%
[D] 4.75%
[E] None

Which bank started the first RRB named Prathama Grameena Bank?

[A] Punjab National Bank
[B] State Bank of India
[C] Syndicate Bank
[D] United Bank of India
[E] None of these

Which of the following is considered as the financial capital of India?

[A] New Delhi
[B] Kolkata
[C] Bangalore
[D] Ahmedabad
[E] None of these

Which of the following agreement/accord is related to baking reforms?

[A] Vienna agreement
[B] Basel accord
[C] Nagoya Protocol
[D] Cartagena Protocol
[E] None of these

IDBI Bank has reduced interest rates, ranging from 50 to 75 basis points, on retail term deposits (RTD) with effect from April 5, 2017. Where is headquarter of IDBI Bank?

[A] Bengaluru
[B] Mumbai
[C] New Delhi
[D] Chennai
[E] Kolkata

The commercial paper can be issued by

[A] Corporates
[B] Reserve Bank of India
[D] Every non-banking company
[E] None of the above

What is the GDP growth projected in the 2015-16?

[A] 8-8.5%
[B] 9-9.7%
[C] 8-9%
[D] 7.7 to 8.5%
[E] None of these

Monetary Policy of RBI does not include

[A] Control the supply of Money
[B] Reduction of taxes
[C] Fixation of rate of interest (least in some categories)
[D] Fixation of Repo rate and Reverse Repo rate
[E] Fixation of Cash

How many types of PSLCs can be issued by the Banks?

[A] Four
[B] Five
[C] Six
[D] Eight
[E] Three

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